Earnest Money Funding

Where it fits

• A deposit needed when you put an investment property under contract or agree to a contract extension.
• An investor or wholesaler preserving available cash for other obligations while arranging the remaining purchase funds.
• A residential, commercial or land transaction whose deposit needs separate attention from its acquisition financing.

How it comes together

1. We start with the deposit requirement, who will hold the money, and the event expected to repay it. Tell us whether that event is a closing, assignment or another agreed source.
2. The review also considers the contract deadlines and what happens if the transaction changes. Any proposed arrangement needs clear instructions for the closing company and the parties involved.

What to share

• Property address or location, deposit amount and the date it must arrive.
• Purchase and closing status, including any inspection or refund deadline you know.
• Title company or closing attorney, repayment plan and any funding already arranged.

Start with what you know. Our inquiry lets you use estimates and mark details you're still working out.

What to work through

• A refundable deposit can become nonrefundable under the contract. Funding does not remove your contractual obligations or guarantee that the sale will close.
• Option fees and due-diligence fees need separate review. They can have different recipients and refund terms from an escrowed earnest-money deposit. Provide the specific contract clause, especially when a payment is nonrefundable or a deadline is approaching.