Deal types
There's more than one way to put a real estate deal together. Find your strategy, structure or property below and see where funding can fit.
You don't need to pick a category to start. Tell us about your deal.
What you plan to do
Buying, improving, holding or selling changes what the money needs to do. These are starting points for the conversation. You can combine several approaches in one deal.
Buy-and-hold and rental properties
Buy a property and keep it for rental income. Long-term leases, vacation stays, furnished mid-term rentals and insurance-displacement housing have different operating plans. Tell us how the property will be used and whether you need purchase money, improvements or longer-term financing.
Funding to explore
Fix-and-flip and wholetail
A flip involves improving a property before resale. A wholetail usually involves a lighter cleanup or limited work. A subtail starts with a subject-to purchase and ends in resale. Include the purchase, work, holding costs and sale in the funding plan.
Funding to explore
BRRRR and fix-to-rent
Buy, rehab, rent, refinance and repeat. The purchase and renovation may need one funding arrangement, with a later rental refinance intended to repay it. We look at both stages; the future valuation and refinance are not guaranteed.
Funding to explore
Wholesaling and back-to-back closings
An assignment transfers purchase-contract rights to another buyer. A double close involves buying the property and then selling it in a separate closing; a triple close adds another transfer. The deposit, purchase funds and repayment timing are different parts of that sequence.
Funding to explore
Building, subdividing and converting
A project may start with land, add homes or units, divide a parcel, or convert an existing building to a new use. Include the current project stage, proposed work and whether the finished property will be sold or held for income.
Funding to explore
Portfolios and value-add projects
Buy several properties, improve an existing portfolio or reposition an underperforming asset. Renovations, occupancy, rents, expenses and additional property income can all be part of the plan. Funding may cover the acquisition, the work or a later refinance.
Funding to explore
Buying, holding or selling real-estate notes
A note investment concerns a debt obligation rather than a direct property purchase. Performing notes have an established payment stream; nonperforming notes need a different recovery plan. Selling a seller-financed note or borrowing against notes also differs from financing the property itself.
Funding to explore
Operating a property you lease
Rental arbitrage and other leased-property operations use a lease to run a rental business without buying the property at the outset. Explain the permitted use, lease obligations, setup costs and operating plan so the funding request reflects the rights you actually have.
Funding to explore
Distressed properties and auctions
Preforeclosure, bank-owned property, tax-deed purchases, tax-lien investments and damaged or low-equity buildings are different situations. Share the sale process, condition, payment deadline and available title information. The funding conversation starts with what is being acquired and what must happen before closing.
Funding to explore
Unusual ownership and closing circumstances
Inherited property, bankruptcy, receivership, liens or an existing reverse mortgage can add parties and conditions to a deal. Relocation, retirement, seller occupancy or a failed sale can affect timing. Flag any planned exchange, unresolved issues and who is handling the transaction.
Funding to explore
How the deal is put together
These arrangements describe ownership, control and payment obligations. They may still need cash for entry costs, repairs or closing. You do not need to know the name before contacting us.
Subject-to and loan assumptions
In a subject-to purchase, ownership changes while the existing loan remains in the seller’s name. A loan assumption follows the existing lender’s approval process. They are different arrangements; the loan obligations, required approvals and cash needed to complete the purchase must be understood.
Funding to explore
Seller financing
The seller accepts agreed payments for some or all of the purchase price. A down payment, closing costs or improvements may still need outside funding. Share the proposed price, payment schedule and seller terms so the remaining need can be reviewed.
Funding to explore
Hybrid and layered funding
One deal can combine an existing loan, seller financing, a new lender and an equity partner. A hybrid may keep the existing mortgage while the seller carries a separate balance. We look at each contribution, payment and repayment obligation together.
Funding to explore
Wraparound financing
A wrap uses a new payment agreement around existing financing. The party receiving the new payment continues paying the underlying obligation. This can be part of a purchase or resale, with funding needed for the entry, repairs or another part of the transaction.
Funding to explore
Contract for deed and installment purchases
These arrangements defer the deed transfer while the buyer performs an agreed purchase contract. Names can include land contract or agreement for sale. The actual agreement, ownership rights and recording details matter when reviewing funding for the property.
Funding to explore
Purchase options and lease options
An option provides an agreed right to buy later; a lease option pairs that right with a lease. A sandwich lease option places an investor between the owner and an end occupant. Option fees, lease payments and a later purchase have different funding needs.
Funding to explore
Master leases
A master lease can give an operator control of a property without an immediate purchase. It may be paired with a later acquisition plan. The lease, existing financing, operating responsibilities and proposed purchase or refinance need to work together.
Funding to explore
Novation arrangements
In investor transactions, a novation arrangement can involve coordinating improvements or resale with the original seller and agreeing how sale proceeds will be allocated. It differs from buying the property first. The contract determines the investor’s authority and responsibility for costs.
Funding to explore
Entity and ownership-interest arrangements
Some deals involve buying an LLC interest, retaining a seller as an owner or purchasing ownership interests through installments. Identify what is being transferred, who owns the property, and which debts remain. An entity transfer is not automatically the same as a property purchase.
Funding to explore
Joint ventures and shared contributions
Partners may bring money, a deal, operating work or qualifying experience in exchange for agreed compensation or ownership. An equity share differs from a loan return. Credit or experience support requires a real, disclosed role accepted by the relevant lender.
Funding to explore
The property and its use
Bring us the property and the plan. These examples show the range of real-estate inquiries we welcome; the funding approach depends on the actual asset, use and transaction.
Houses, condos and townhomes
Single homes can be purchases, flips, rentals or refinance opportunities. Tell us whether the property is an investment, your home or partly owner-occupied; those uses can require different financing routes.
Funding to explore
Duplexes, triplexes and fourplexes
Small multifamily properties combine several units in one acquisition. Current occupancy, rents, repairs and any unit you plan to occupy help explain whether the request is for a purchase, renovation or rental refinance.
Funding to explore
Apartments and mixed-use buildings
Apartment communities and buildings combining residential and business space may need acquisition, improvement or permanent financing. Include the property’s current income, planned changes and the team that will operate it.
Funding to explore
Manufactured, mobile, tiny and modular homes
The request may concern an individual home, the land beneath it or a new installation. Explain what is included, how it is titled and whether site work is still needed. Buying a home and developing a community are different projects.
Funding to explore
Mobile home parks, RV parks and marinas
Parks, campgrounds and marinas combine real estate with operating activity. The property, occupancy, leases, infrastructure and business components all help explain the acquisition or improvement need.
Funding to explore
Hotels and extended-stay properties
Hospitality deals may involve buying an operating property, renovating it or changing its use. Share the operating history, improvement plan and any business assets included with the real estate.
Funding to explore
Office, retail, industrial and business premises
Offices, shops, warehouses, flex space, medical premises and restaurant property can be leased to others or used by the buyer’s business. Separate the real-estate purchase from any business, equipment or working capital included in the request.
Funding to explore
Self-storage facilities
An existing facility, an expansion and a new storage development have different funding needs. Include the unit mix, occupancy, current income and proposed construction or improvements.
Funding to explore
Land, lots and rural property
Vacant land, building lots, agricultural property and rural home-business combinations may involve a purchase, development or a longer hold. Share the intended use, access, utilities and what has already been approved for the site.
Funding to explore
Co-living and specialized housing
Room rentals, group homes, sober or transitional living, assisted living and voucher-supported housing are operating uses, not loan types. Explain the housing model, income arrangements and who will run the property.
Funding to explore
Affordable housing and incentive-linked projects
If a project relies on affordability restrictions, incentives or a location-based program, include the actual program details. Those conditions belong in the project review; they do not by themselves establish an available grant or financing commitment.
Funding to explore
Let's put your deal together.
Tell us what you're working on, what's already arranged and what still needs funding. Estimates are welcome.
Tell us about your dealFunding depends on the deal, review and agreed terms.