Fix, Flip & Rehab Funding

A renovation deal needs more than money to buy the property. It also needs a workable budget and enough cash to move between stages of construction. We review funding for investment-property repairs, rehabilitation and repositioning, whether you intend to sell the finished property or retain it as a rental.

Tell us about your deal

Where it fits

Purchase and renovation for a fix-and-flip project, including requests commonly described as private-money or hard-money funding.
Repairs to an existing investment property before renting it or seeking replacement financing.
A larger rehabilitation where the work, contractor plan and release of funds need to be coordinated.

How it comes together

We look at the scope of work, budget, current value and estimated value after completion. Describe the repairs that create the value rather than relying only on a target resale number.
The funding discussion includes how renovation money would be released and what you may need to cover between draws. The budget and exit should also allow for project delays or changes.

What to share

Property location, purchase price or existing debt, and the funding amount requested.
An estimated repair budget, scope, completion schedule and contractor or project-team information.
Expected resale value or rental plan, plus any funds already available for the project.

Start with what you know. Our inquiry lets you use estimates and mark details you're still working out.

What to work through

A renovation allowance may be released as work progresses rather than paid entirely at closing. Confirm eligible costs and draw requirements before committing to contractors.
Budget overruns, change orders and optimistic value estimates can create a new funding gap even when the original purchase is fully arranged.

Let's put your deal together.

Tell us what you're working on, what's already arranged and what still needs funding. Estimates are welcome.