Real Estate Note Funding

Where it fits

• Acquiring an existing investment-property loan or a small portfolio of property-backed notes.
• Exploring liquidity from a note you already own through a potential sale or financing arrangement.
• Reviewing performing or distressed real-estate debt where payment history, collateral and the proposed exit can be assessed.

How it comes together

1. We examine the debt and the underlying real estate together: balance, payment terms, performance, lien position and collateral value. The unpaid balance alone does not establish what the note is worth.
2. We discuss the intended transaction and repayment source, including servicing and any proposed workout. A note purchase, a loan secured by a note and a direct property acquisition are separate arrangements.

What to share

• A summary of the property, note balance, asking price or liquidity request and ownership of the note.
• Payment terms, performance history, maturity, lien position and any known defaults or disputes.
• Your acquisition or repayment plan and the status of available loan, assignment and servicing records.

Start with what you know. Our inquiry lets you use estimates and mark details you're still working out.

What to work through

• Complete documentation and the ability to transfer or pledge the debt are central to review. A note holder’s rights do not automatically include immediate ownership or possession of the property.
• Nonperforming debt may involve uncertain collections, additional expenses and lengthy resolution. A discount to the balance does not by itself establish a profitable or fundable investment.